Divya M.

Architected a scalable, state-machine based custom orchestrator to automate complex FICO and credit bureau checks, enhancing onboarding efficiency. Developed an MCP server that utilizes GenAI APIs for simplifying financial loan data for chatbot applications while implementing a Redis cluster to cache frequent queries, effectively lowering API latency. Designed an event-driven workflow for processing loan offers for over 50,000 savings accounts, utilizing AWS S3, SNS, and SQS, and established a Kafka Dead Letter Queue mechanism for handling failures. Fortified RESTful APIs with Role-Based Access Control and encryption to ensure compliance with fintech data security standards. Developed core backend microservices in Go and Java, employing Prometheus and Grafana for observability while optimizing CI/CD pipelines with Git for effective deployment. Automated account migrations through a robust Git Pipeline, transitioning 50,000 active accounts with ease. Utilized the Factory Design Pattern for enhanced code maintainability in cross-border microservice deployments.

Led the back-end development of a Master Data Management (MDM) system utilizing Node.js, TypeScript, and Redis, incorporating Role-Based Access patterns for managing over 100,000 healthcare records. Created a live location tracking interface using React and Google Maps API to monitor 500+ ambulances with minimal latency, thus improving dispatch efficiency. Established robust subscription payment workflows that securely handled over $50,000 in monthly transactions with a notable success rate.

Enhanced the core payments module by integrating Razorpay REST APIs, significantly improving payment processing speed and securely managing over 5,000 daily transactions without downtime.