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HENI R. — Junior Financial Analyst from Indonesia

HENI R.

Junior Financial Analyst

Indonesia 3-6 years
Open to offersNew to Platform
Languages
EnglishIndonesian
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About

Heni R., a skilled professional based in Malang, has over three years of experience in the banking sector, particularly with PT Bank Mandiri (Persero) Tbk. She holds extensive expertise in financial analysis, credit evaluation, and customer relationship management. Currently working as a Personal Loan Staff, she markets Kredit Serbaguna Mandiri to salaried employees and promotes Livin' Merchant digital payment solutions. Her efforts have resulted in a consistent loan disbursement range of IDR 800 million to 1 billion monthly. Previously, as a Mikro Kredit Analis, Heni evaluated the financial feasibility of over 150 borrowers, ensuring high-quality loan portfolios. Her educational background includes a Bachelor's degree in Management from Universitas Airlangga, where she achieved a 3.74 GPA and received several accolades for her academic and entrepreneurial endeavors. She is also proficient in data analysis and utilizes Microsoft Excel extensively in her work.

Experience

  • Personal Loan Staff

    PT Bank Mandiri (Persero) Tbk. · 2026 — Present
    Marketed Kredit Serbaguna Mandiri (KSM) to salaried workers, providing customized financing based on specific requirements. Promoted Livin’ Merchant (QRIS Mandiri) to entrepreneurs to facilitate digital payment integration.

  • Mikro Kredit Analis

    PT Bank Mandiri (Persero) Tbk. · 2024 — 2026
    Conducted analysis and assessment of financial viability and risk for over 150 microcredit loan applicants. Collaborated with external entities such as notaries and insurance companies. Monitored the loan collectibility performance across the portfolio to ensure quality.

  • Teller

    PT Bank Mandiri (Persero) Tbk. · 2022 — 2024
    Acquired more than 300 new customers for various banking products, including savings accounts and credit cards. Executed daily teller transactions with precision and compliance to service standards.

  • Commercial Intern

    Perum BULOG · 2022 — 2022
    Compiled monthly sales realization and social media engagement reports. Generated content ideas, copy, voiceovers, and campaign videos for Instagram and TikTok (@bulogbisnis.jatim). Handled internal and external communications while managing customer data using CRM systems.

  • Field Education Consultant

    Ruangguru · 2021 — 2021
    Formulated sales strategies through school visits and webinars, alongside direct outreach efforts. Assessed potential clients to propose suitable Ruangguru products, successfully converting four into paid subscribers.