Janine E.
Senior Credit and Collection Officer
Open to offersNew to PlatformAbout
Janine K. is an experienced Accounting / Credit Officer / Sales professional based in Tagum City, Davao del Norte, with over 14 years in industries including chemicals, agribusiness, food, and transportation. Her background at Agway Chemicals Corporation spans both sales support and credit functions, involving client acquisition, price negotiation, and maintaining customer relationships for business growth, as well as conducting credit investigations, financial analysis, and managing collection processes to ensure company compliance. Janine also supported financial operations as an Accounting Associate at Lapanday Foods Corporation and Yellow Bus Line, Inc., focusing on accounts payable and receivable, payroll processing, bank reconciliations, and internal audit support. Proficient in documentation management and Microsoft Office Suite, she has demonstrated capability in process improvement, reporting, and contract management within corporate environments.
Experience
NEXP (Non-Exclusive Product) Marketing
Agway Chemicals Corporation · 2025 — PresentInitiated contact with potential customers to evaluate their fit for company products and services. Engaged in negotiations concerning pricing, deals, and discounts. Fostered robust customer relationships aimed at promoting sustained business growth. Oversaw and documented sales activities to meet designated goals. Addressed customer inquiries and resolved issues to ensure satisfaction. Leveraged strong verbal and written communication skills to enhance client relations. Organized and prioritized sales activities for efficient time management. Prepared and organized contracts for third-party customers associated with SUNO Agrotechno.Credit and Collection Officer
Agway Chemicals Corporation · 2015 — PresentPerformed detailed credit investigations and financial analysis to assess customer risk profiles. Monitored payment processes, reconciled inconsistencies, and kept precise credit and collection records. Handled billing disputes, navigated customer complaints, and negotiated repayment terms to facilitate timely collections. Compiled reports on delinquent accounts and offered actionable insights to management. Suggested process enhancements to improve collection effectiveness while ensuring compliance with company procedures. Established and nurtured strong professional client relationships to maintain steady cash flow. Analyzed aging reports to create strategies for addressing overdue balances.Accounting Associate
Lapanday Foods Corporation · 2014 — 2015Assisted the finance team with journal entries, reconciliations, and activities related to month-end closing. Handled accounts payable and receivable, payroll, invoicing, and bank reconciliations. Played a role in budget preparations and tracked actual results against projected objectives. Ensured adherence to internal control protocols and accounting policies. Collaborated with external auditors during year-end audit procedures. Evaluated financial variances and participated in cost reduction initiatives. Provided support on administrative and documentation tasks to improve finance operations.Accounting Associate
Yellow Bus Line, Inc. · 2010 — 2014Supported the accounting team with bookkeeping and record-keeping tasks. Oversaw inventory tracking related to spare parts and fuel management. Assisted in processing employee advances, payroll operations, and other business-related expenses. Reviewed and prepared contracts pertinent to company transactions.