Jhonatan M.

Executed operational audit plans in credit portfolio and credit card areas to identify risks. Assessed compliance with manuals, policies, and internal procedures in assigned areas and local agencies. Conducted compliance audits related to LD/FT and FATCA to uncover legal risks. Analyzed and compared reports to identify discrepancies requiring follow-up actions. Prepared audit reports using Teammate and communicated results to relevant management. Participated in audits at local agencies through cash counts and internal record reviews. Collaborated with a team responsible for document approvals such as checks and transfers for supplier payments, as well as petty cash and per diem settlements, identifying unsupported services. Developed reports detailing observations, conclusions, and recommendations for communication and follow-up with responsible management. Contributed to cash counts and internal record reviews during local agency audits. Validated compliance with regulations, policy manuals, and internal procedures in agencies. Reviewed security measures and internal controls in agencies. Managed the approval of documents including checks and transfers for supplier payments, petty cash settlements, and group financial per diem expenses. Strengthened internal control in the payment process for the Financial Group by identifying several services lacking valid contracts. Drafted reports and communicated findings for follow-up with management.

Created and automated bank reconciliations in Excel, enhancing the management of financial operations. Integrated approximately 80% of unintegrated account balances. Assisted in the preparation of cash flow and scheduling weekly payments. Reviewed the operation and issuance of invoices and passwords in the accounting system to eliminate errors. Collaborated in the creation of suppliers in the accounting system to streamline accounts payable management. Maintained an up-to-date fixed asset inventory and responsibility cards. Updated depreciation and amortization of fixed assets to assist in expense control. Implemented a monthly ISR projection to effectively manage tax expenses. Developed a control system for outstanding checks to improve cash flow management. Operated records in the accounting system to ensure the generation of error-free accounting information. Updated the budget, analyzed, and tracked deviations to meet a 15% reduction in expenses goal. Reviewed petty cash settlements and inventories to detect weaknesses or improvement opportunities. Maintained current files for accounts receivable reconciliations to enhance recovery rates. Assisted in the review of checks and bank batches issued for supplier payments and weekly disbursements. Addressed and followed up on client requests and external audit requirements. Supported various activities during health fairs and bazaars for associates.

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Reviewed credit card operational and accounting reports. Conducted bank reconciliations and integrated account reviews. Executed audits in local and departmental agencies according to the annual audit plan. Reviewed files for E-83 forms to help avoid penalties from the SIB. Compiled Excel databases to analyze delinquency in the portfolio and reported findings to the internal auditor. Implemented improvements in workpapers for agency audits. Participated in the implementation of the new banking core system. Collaborated in inventory reviews and counts at the group's storage facilities. Joined teams designated for special and/or confidential assignments.

Recorded daily operations of credit portfolio and collections in AS400 accounting books. Analyzed large volumes of data in Excel to identify improvement opportunities. Assisted in designing accounting reconciliations for recovering credit portfolios based on delinquency status. Compared reports using pivot tables, logical formulas, and advanced filters in Excel to detect differences and reported them for follow-up and correction. Calculated and recorded VAT and ISR withholdings. Managed a petty cash fund of Q5,000.00. Updated and refined account integration monthly. Organized and managed document files and records.