Results-driven Product Manager with 10+ years of professional experience spanning finance, general insurance, digital payments, and Web3 technology. Proven track record in leading cross-functional product teams, driving product strategy from concept to delivery. Holds expertise in customer journey ownership, experience optimization, product development, e-wallet, blockchain, DeFi, and crypto tokenomics. Adept at translating technical concepts for non-technical stakeholders and building user-centric products in fast-paced, high-growth environments.