Ratna U.

Ratna U. is a distinguished professional in the insurance industry with a focus on underwriting and risk management. She holds a Bachelor of Economics specializing in Insurance Management from STMA Trisakti, Jakarta, and has been recognized as the Best Graduate of Certified Indonesian Expert in General Insurance in 2018. With certifications as a Certified Indonesian Expert in Insurance and a Senior Associate from the Australian and New Zealand Finance and Insurance Institute, she demonstrates a profound understanding of insurance, reinsurance, and underwriting. Currently, serving as the Accident and Health Underwriting Manager at PT Chubb General Insurance Indonesia, Ratna is responsible for product pricing and wording arrangement, budget planning, and achieving metrics targets. Her career spans over a decade, with previous roles at PT Asuransi Tugu Pratama Indonesia Tbk and PT AIG Insurance Indonesia, where she honed her skills in product development and claim control. Ratna excels in maintaining relationships with external clients and collaboration across internal functions, evidenced by her accountability for underwriting results and partnership success.