Sri M.
Director Banking & Risk Management Specialist
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Sri M. is a seasoned Finance and Risk Management Professional with over 13 years of experience in the banking sector. She currently serves as a Director at PT. Ajarika Creative Edupro in Yogyakarta, where she leverages her extensive expertise in financial analysis and risk management to facilitate core competencies in banking. Her professional journey includes significant roles such as Team Leader for SME Financing at PT. Bank Nano Syariah and Senior Relationship Manager & Risk Analyst at PT. Bank Mandiri, where she managed commercial banking portfolios exceeding IDR 250 billion. Sri has demonstrated proficiency in credit assessment, portfolio management, and complying with banking regulations. Her academic credentials include an MBA from Universitas Gadjah Mada, complemented by various certifications such as Certified Risk Associate (CRA®) and Competency Assessment. Her work on feasibility studies and risk analysis for strategic investment in the agriculture sector at the University of Jember underscores her capability in aligning financial strategies with business sustainability goals.
Experience
Subject Matter Expert & Feasibility Study Team Member
University of Jember | Priority Research Down streaming Program · 2025 — 2025Performed financial feasibility analysis and risk evaluation for a research commercialization project, focusing on cost structure and profitability assessments. Developed financial modeling to inform strategic investment decisions and identified operational risks.Practitioner Lecture
Faculty of Economics and Business, Universitas Negeri Malang · 2025 — 2025Delivered a course on Banking Finance Practice and Seminar, integrating industry-based case studies and applied learning approaches.Assessor
Bank BPD DIY · 2025 — 2025Performed competency assessments for candidates focusing on roles such as Account Officer, Marketing Officer, and Credit Analyst.Team Leader SME Financing
PT. Bank Nano Syariah · 2024 — 2024Led SME financing business strategy and development while managing the SME financing portfolio. Conducted credit assessments and supervised team performance, ensuring compliance with risk management protocols.Director
PT. Ajarika Creative Edupro · 2024 — PresentFacilitated and instructed on core competencies in Banking and Risk Management, while serving as an internal assessor.Assessor
Bank BPD DIY · 2024 — 2024Conducted competency assessments for employee candidates including Account Officers, Marketing Officers, and Credit Analysts.Senior Relationship Manager & Risk Analyst
PT. Bank Mandiri (Persero) Tbk. · 2019 — 2023Monitored portfolio performance, preparing analytical reports for management decision-making and identifying financial risks with recommendations for mitigation.Relationship Manager & Risk Analyst
PT. Bank Mandiri (Persero) Tbk. · 2012 — 2019Oversaw corporate clients’ profitability and liquidity evaluations, ensuring compliance with banking regulations and risk management frameworks while fostering cross-functional collaboration.Relationship Manager & Risk Analyst
PT. Bank Mandiri (Persero) Tbk. · 2010 — 2013Managed a commercial banking portfolio, conducting financial statement analysis and business performance reviews to inform credit decisions and risk assessments.
Skills & Expertise
Education
- Master of Business AdministrationUniversitas Gadjah Mada · — — 2012
- Bachelor of EconomicsUniversitas Gadjah Mada · — — 2008