Albert F.
Senior Credit Operations Analyst
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Albert V. is a seasoned Senior Credit Operations Analyst with over 16 years of experience in the banking and financial services industry, specializing in credit cards processing, underwriting, and judgmental decisioning. At Citibank NA and UnionBank of the Philippines, he has managed critical processes, including team leadership for the tie-break and file match group, ensuring accurate linking of customer accounts to Citibank Global Relationship numbers. Albert has played a key role in rolling out web-based platforms such as Bulls Eye and Go to Common (G2C), championing User Acceptance Testing and training fellow analysts on these new systems. His duties have included authoring credit procedures manuals, conducting self-assessment reviews, and recommending process improvements focused on internet channel processing. Additionally, Albert brings experience in marketing within the manufacturing sector and kitting operations in the technology industry.
Experience
Senior credit operations analyst / Authorized Signer leve (C09)
CITIBANK NA / UNIONBANK OF THE PHILIPPINES · 2010 — PresentEngaged in underwriting with a delegated approval authority of ₱ 500,000. Identified opportunities for improvement in Citibank card processing, particularly in the Internet channel. Authored Credit procedures manuals in accordance with policy and conducted self-assessment reviews of applications reviewed by junior Credit officers, outlining process lapses and recommending resolutions.Verifier (Vero team callouts)
CONVERSIA INC. · 2009 — 2010Served as a Verifier deployed at Citibank Libis Quezon City, responsible for high-quality production and administrative tasks. Played a role in training new team members and led the Verifier team while managing line balancing for Citibank Senior/Junior officers.Marketing officer
SOLID LAGUNA CORP. · 2008 — 2009Reported directly to the General Manager, overseeing the flow of business operations. Monitored production schedules to ensure timely delivery of goods and maintained relationships with various manufacturing suppliers and dealers including Concepcion carrier, Condura, and Coca Cola company.Kitting officer
AMKOR TECHNOLOGY PHILIPPINES · 2007 — 2008Served as the primary individual responsible for managing and monitoring gold wire, reporting cost and budget matters directly to the Department Manager. Conducted administrative tasks, particularly related to monthly audits and the issuance of production materials.
Skills & Expertise
Education
- Bachelor of Elementary educationTanauan Institute · 2004 — 2007
- SecondarySan Guillermo Academy Talisay Batangas · 2000 — 2004
- ElementaryAlabang elementary school · 1994 — 2000
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