GEMMALYN D.
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Gemmalyn D. is a results-oriented finance professional with extensive experience in the banking sector, evidenced by her progressive roles at CARD MRI Rizal Bank Inc. She advanced from Loan Account Officer at the Center for Agriculture and Rural Development, Inc., responsible for processing loan applications and maintaining financial integrity, to Branch Cashier, safeguarding cash balances and ensuring efficient payroll processing. As an Area Manager, she developed strategies to exceed sales and loan growth targets while maintaining high customer service standards. Her competencies in regulatory compliance, transaction approval, and financial management were pivotal in her roles, particularly as Branch Head – OIC, where she exceeded branch targets through effective team leadership and customer engagement. With a Bachelor’s Degree in Computer Science from Nueva Vizcaya State University, Gemmalyn excels in creating operational efficiencies while ensuring strict adherence to industry regulations.
Experience
BRANCH HEAD – OIC
CARD MRI Rizal Bank Inc. · 2025 — 2026Achieved branch monthly targets for deposits, loans, and free-based income by implementing team selling and customer referrals. Fostered a customer-first culture that resulted in high satisfaction rates and swift transaction processing. Ensured adherence to AMLA, KYC, and BSP regulations while enforcing all policies and procedures related to bank operations. Conducted reviews and verification of documents necessary for transaction approvals.AREA MANAGER
CARD MRI Rizal Bank Inc. · 2023 — 2025Formulated strategies aimed at surpassing sales targets and goals for account acquisition and loan growth within the area. Oversaw the efficient daily operations of all branches while ensuring compliance with company policies. Maintained high standards of customer service across regions and created performance reports for senior management insights.BRANCH CASHIER
CARD MRI Rizal Bank Inc. · 2019 — 2023Guaranteed compliance with Cash Reserve Requirements in accordance with institutional policies, while managing all fund transactions. Responsible for safeguarding total cash in vault balances and accountable forms, as well as maintaining accurate bank registers. Processed branch staff payroll and payments, ensuring timely disbursements, while supporting the Bank Manager in managing savings accounts and developing client relationships.BRANCH ACCOUNTANT
CARD MRI Rizal Bank Inc. · 2017 — 2019Prepared monthly financial statements and maintained depreciation schedules to facilitate accurate financial tracking. Ensured compliance with accounting practices by preparing and posting adjusting entries, thus contributing to precise financial reporting. Managed accounts payable and receivable processes while facilitating the documentation of daily transactions for proper accounting records.TELLER
CARD MRI Rizal Bank Inc. · 2015 — 2017Completed account transactions to serve customers effectively and provided account services including deposits and loan payment processing. Ensured cash drawer reconciliation by meticulously processing cash transactions. Managed cash supply levels and monitored daily transactions to maintain adequate currency availability while cross-selling bank products by addressing customer inquiries.LOAN ACCOUNT OFFICER
CENTER FOR AGRICULTURE AND RURAL DEVELOPMENT, Inc. (CARD INC.) · 2012 — 2015Provided essential lending information during customer consultations, aiding informed decision-making on loan applications. Processed loan applications while ensuring compliance with documentation requirements. Recorded customer payments accurately in financial systems, ensuring the integrity of transactions while balancing the Subsidiary Loan Ledger against the General Ledger.
Skills & Expertise
Education
- Bachelor’s Degree in Computer ScienceNueva Vizcaya State University · — — 2011
- SecondaryBintawan National High School · — — 2007
- ElementaryBintawan North Elementary School · — — 2004
Photos
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