Jowel E.
Mid-Level Non-Life Insurance Claims Specialist
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About
Jowel S. is a Mechanical Engineer and experienced Non-Life Insurance Professional with a background in managing substantial claims portfolios within the insurance industry. As Assistant Manager for Claims at Gallagher Philippines, Jowel managed non-life insurance claims totaling approximately PHP 3 billion, oversaw policy contract reviews, and led in-house adjustments and claim simulations to support business decisions. He resolved complex Property, Contractors All-Risk, Business Interruption, Liability, and Bonds claims, and conducted detailed policy clause analyses with clients and executives. In prior roles as Claims Officer and Insurance Adjuster, Jowel evaluated property claims, drafted technical reports, and analyzed loss causation and policy liabilities. He is adept at technical report writing, policy analysis, and the use of advanced English for documentation and client engagement across insurance and media sectors in the Philippines.
Experience
Assistant Manager for Claims
Gallagher Philippines (Formerly Philpacific Insurance Brokers and Managers, Inc.) · 2023 — 2025Oversaw non-life insurance claims, managing policy contract reviews, in-house adjustments, and claim simulations to support client business decisions. Directed the resolution of complex claims in Property, Contractors All-Risk, Business Interruption, Liability, and Bonds, and analyzed policy clauses, conditions, and warranties in collaboration with internal and external clients. Coordinated with Marketing teams for client orientations on insurance claims and policy wording, advised at all client organizational levels, and provided guidance on the drafting of select client policy accounts.Claims Officer
Gallagher Philippines (Formerly Philpacific Insurance Brokers and Managers, Inc.) · 2022 — 2023Handled responsibilities related to non-life insurance claims, participating in policy contract review, adjustment processing, and claim simulations to assist clients in business decisions concerning insurance matters.Insurance Adjuster
Manila Adjusters & Surveyors Company · 2021 — 2022Assessed claims for Property insurance lines and prepared technical reports on proximate causes of loss and policy liability in Philippine peso. Conducted detailed analyses referencing policy terms, clauses, and onsite incidents.Content Writer
Sugbo Media Group Corporation · 2021 — 2022Conducted research and authored articles in line with the brand voice, producing content on news, travel, leisure, and lifestyle topics for a national audience.
Skills & Expertise
Education
- Juris DoctorUniversity of the Philippines College of Law · 2025 — Present
- BS Mechanical Engineering with MechatronicsCebu Institute of Technology - University · — — 2019
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