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Lerato — Junior Credit Assessor from South Africa

Lerato

Junior Credit Assessor

South Africa No experience yet
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Languages
English
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About

Lerato M. is a proficient Credit Assessor currently working at African Bank in Gauteng, bringing extensive experience in analyzing credit applications and managing financial risk. With a strong focus on compliance, Lerato ensures adherence to financial regulations and anti-fraud policies by conducting comprehensive risk assessments, ultimately contributing to the integrity of the credit process. In her role, she liaises with clients to gather necessary documentation, prepares detailed reports, and makes well-informed credit decisions. Her expertise in risk analysis and credit assessment is bolstered by a profound understanding of credit regulatory frameworks. Lerato pursued education in business analysis and generic management, reflecting a commitment to continuous learning and skill enhancement. Alongside her professional duties, she stays updated on industry trends and regulatory changes to mitigate potential risks effectively. Her commitment to excellence is complemented by certifications in Business Analysis Fundamentals and Strategic Workforce Planning.

Experience

  • Credit Assessor

    African Bank · 2022 — Present
    Evaluate credit applications through financial analysis and assessment of credit histories to ascertain eligibility. Execute risk assessments to comply with anti-money laundering (AML) and anti-fraud policies. Engage with clients to obtain necessary documentation and clarify information required for reviews. Generate and present comprehensive reports detailing findings and recommendations regarding credit decisions. Stay informed on industry trends and regulatory developments to ensure compliance and risk mitigation.

Skills & Expertise

Education

  • NQF Level 5 in Business Analysis
    Institution not specified · — — 2025
  • NQF Level 5 in Generic Management 4IR
    Institution not specified · — — 2023
  • NCV Level 4 in Mechatronics
    Institution not specified · — — 2019

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