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Miguel A. — Mid-Level Digital Banking Officer from Belize

Miguel A.

Mid-Level Digital Banking Officer

Belize Less than 1 year
Open to offersNew to Platform
Languages
EnglishSpanish
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About

Miguel R. is a seasoned banking professional with a robust career at Belize Bank Limited, currently serving as a Digital Banking Officer. In this role, he is instrumental in aligning the Branch’s financial and non-financial goals, meticulously assessing online loan applications, and managing the delinquency portfolio of the Digital Branch. Previously, as a Personal Banking Officer at the same bank, Miguel honed his skills in portfolio management and risk assessment to endorse or oppose loan requests. His earlier tenure as a Client Relationship Manager involved strategic portfolio and sales management, with a focus on profitability, prospecting, and maintaining customer relationships. Miguel also served as a Business Banking Officer at Scotiabank, where he was responsible for regulatory compliance and broadening sales pipelines. With an MBA from Singapore Business School, bolstered by certifications in financial accounting and managerial skills, Miguel leverages his expertise in Finance, Relationship Management, and Credit Analysis to drive organizational growth and client satisfaction.

Experience

  • Digital Banking Officer

    Belize Bank Limited · 2023 — Present
    Contributed to the financial and non-financial goals of the Branch. Assessed online loan applications, making approval or denial decisions based on the Bank’s risk appetite. Managed the Digital Branch delinquency portfolio and identified new prospects to expand the branch’s offerings.
  • Personal Banking Officer

    Belize Bank Limited · 2022 — 2023
    Supported the Branch in achieving its financial and non-financial targets. Managed the portfolio and identified new prospects for branch growth. Made recommendations for loan approvals or rejections based on risk assessments.
  • Dual Role Client Relationship Manager

    Belize Bank Corp. Limited · 2021 — 2022
    Focused on portfolio management, emphasizing cross-selling, up-selling, and retention of Corporate & Commercial clients. Conducted credit reviews to explore restructuring options, negotiations, and pricing. Developed prospect acquisition strategies and managed sales opportunities while ensuring due diligence.
  • Business Banking Officer

    Scotiabank (Belize) Limited · 2018 — 2021
    Managed portfolios in Belize City and San Pedro, concentrating on cross-sell, up-sell, and client retention. Conducted credit reviews for existing customers to identify restructuring opportunities. Developed strategies for prospect acquisition and maintained compliance with regulatory standards and Bank policies.
  • Teller

    Scotiabank (Belize) Limited · 2014 — 2018
    Processed transactions including deposits, withdrawals, and loan payments. Managed cash by balancing cash drawers post-shift and preparing cash and coins. Provided customer service by addressing inquiries, resolving discrepancies, and educating clients about bank products and digital solutions.

Skills & Expertise

Education

  • Master of Business Administration - MBA
    Singapore Business School · — — 2025
  • Associate Degree in Accounting and Economics
    Corozal Junior College · — — 2012

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