Muhammad A.

Not specified

I am Senior Commercial & Finance, Accounts, Audit and Corporate Governance Professional | International Trade & Business Strategy Advisor Highly accomplished Commercial, Finance, Accounts, Audit, and Corporate Management Professional with over 35 years of diversified experience across Pakistan, UAE, Hong Kong, and China. Extensive expertise in commercial analysis, corporate finance, banking, taxation, international trade, corporate governance, regulatory compliance, strategic planning, and business development. Proven track record in financial analysis, profitability assessment, budgeting, forecasting, business performance evaluation, banking relationship management, import and export operations, donor-funded projects, corporate restructuring, and organizational audits. Demonstrated ability to identify business opportunities, optimize operational efficiency, manage financial risks, and support executive decision-making through data-driven commercial insights.

• Senior Consultant

   MAC Associates · 2022 — Present
  • Providing services in corporate finance, Accounts, Audit, banking, taxation, international trade, project financing, regulatory compliance, and business restructuring. • Advising clients on feasibility studies, investment planning, tax matters, banking negotiations, and business expansion.

• Group General Manager – Corporate Finance & International Trade

   AlhmmdAli Group (Pakistan, UAE, Hong Kong & China) · 2010 — 2022
  • Directed multinational finance, banking, Accounts, taxation, procurement, logistics, and business operations. • Managed international banking relationships and trade finance arrangements. • Supervised Marketing, Sales, and Purchase, import and export operations. • Managed corporate governance, stock exchange compliance, and regulatory reporting. • Participated in company formation, industrial project development, and business expansion initiatives. • Managed admin and human resources affairs.

• General Manager Finance

   (Colony) Thal Textile Mills Limited (Public Listed Company) · 2006 — 2010
  • Managed finance, accounting, taxation, banking, budgeting, audit coordination, and regulatory compliance. • Assisted management in strategic planning and investment decisions. • Arranged project financing and working capital facilities. • Corporate regulatory affairs.

• Director / General Manager Finance

   Ghazi Textile Mills Limited (Public Limited Company) Awan National Cement Limited (Public Limited Company) · 1988 — 2006
  • Managed finance, accounts, taxation, banking, corporate reporting, audit coordination and Marketing, sale and purchases. • Arranged project financing and working capital facilities. • Restructuring, Rescheduling and Settlement of Loans. • Corporate regulatory affairs.

• Professional Auditor

   Rehman Sarfaraz & Co Chartered Accountants Firm · 1984 — 1988
  • Conducted statutory, operational, and compliance audits of Limited companies/ Organizations and Corporations. • Evaluated accounting systems and internal controls. • Prepared audit reports and management recommendations.

• • Chartered Accountancy Training (Articles Completed)

  Institute of Chartered Accountants of Pakistan (ICAP) · 1984 — 1988
• Commerce Graduate

  University Of Punjab, pakiatan · 1980 — 1083