Nestor J.
Senior Business Relationship Manager
Open to offersNew to PlatformAbout
Nestor H. J. brings over a decade of experience in the banking and finance sector, with a significant tenure as a Business Relationship Manager at Rizal Commercial Banking Corporation. From April 2014 to May 2021, he was instrumental in formulating and executing annual sales plans, driving the Business Center's growth to meet Retail Banking Group objectives. He excelled in client relationship management by expanding existing accounts and acquiring new ones, enhancing profitability through targeted sales efforts. Nestor managed credit facilities and assured compliance with regulatory guidelines, ensuring branch profitability. His career also includes roles such as Senior Customer Relationship Officer and Reserved Marketing Officer at Philippine National Bank, where he focused on market expansion, account servicing, and administrative oversight. Nestor’s comprehensive background in asset management and customer relations, combined with his education in Business Administration and Philosophy, underscore his strategic approach to banking operations and client service. He also held a part-time role as an accounting consultant, enhancing his financial acumen and leadership capabilities.
Experience
BUSINESS RELATIONSHIP MANAGER
RIZAL COMMERCIAL BANKING CORPORATION · 2014 — 2021Developed and executed the annual sales plan for the Business Center to meet target business volume, contributing to Retail Banking Group objectives. Engaged in solicitation of new accounts while enhancing relationships with existing clients through sales presentations and activities. Delivered timely service to top accounts, ensuring customers' financial needs were met. Facilitated effective communication within the Business Center team and conducted regular staff meetings to discuss performance and resolve issues. Managed profitability and sales-related expenses, endorsing client credit facilities as authorized. Collaborated with Small and Medium Enterprise Division on loan availments and identified creditworthy prospects. Monitored market trends and maintained compliance with KYC/AMLA guidelines.SENIOR CUSTOMER RELATIONSHIP OFFICER
RIZAL COMMERCIAL BANKING CORPORATION · 2010 — 2014Supported the Business Manager in reaching sales targets by focusing on account acquisition and client relationship enhancement. Ensured prompt service for clients' financial needs while preparing Weekly Sales Call Plans and reviewing action results with management. Conducted client interactions through calls and presentations, fostering new and existing account relationships. Co-approved credit transactions with the Business Manager and ensured operational compliance in the Customer Relationship Officer role, managing accountable forms and cash transactions.ACCOUNTING CONSULTANT/ASST. MANAGER
PHILIPPINE CANINE CLUB INC. · 2010 — 2010Oversaw team activities and reviewed various financial documents including budgets, payroll, invoices, and government reports. Managed bank reconciliations and journal entries while planning and scheduling accounting functions. Developed and documented accounting procedures, providing training on accounting systems and practices.RESERVED MARKETING OFFICER
PHILIPPINE NATIONAL BANK · 2005 — 2009Engaged in the planning and execution of business generation initiatives for the branch, assisting in the marketing efforts to attract potential clients. Conducted market surveys to identify client banking requirements and competitor offerings while performing regular business calls and presentations. Aimed to enhance product and service quality through client feedback.REGIONAL ADMINISTRATIVE ASSISTANT
PHILIPPINE NATIONAL BANK · 2003 — 2005Provided administrative support to the Asst. Vice President and monitored personnel leave schedules. Ensured timely collection of required reports from branches, managed payroll, and maintained filing systems. Assisted in budget preparation, monitored regional overhead expenses, and supported branch personnel with client-related issues.ASSET MGNT STAFF III
PHILIPPINE NATIONAL BANK · 1999 — 2003Reviewed and analyzed loan applications for compliance with bank policies. Prepared recommendations based on loan evaluations and assessed financial statements to judge business solvency. Verified ownership and tax obligations related to loans to protect the bank's interests.ACCOUNT EXAMINER III
PHILIPPINE NATIONAL BANK · 1995 — 1999Monitored significant transactions across various accounts and updated administrative cost allocation processes. Processed financial data for reporting and assessed resource allocation for compliance with tax regulations while continuously studying transfer pricing systems for efficiency.COLLAGE PROFESSOR
PHILIPPINE WOMEN'S UNIVERSITY · 1994 — 1994Taught courses in Basic Accounting, Marketing, and Philosophy at a higher education institution.COLLAGE PROFESSOR
LA CONSOLACION COLLEGE · 1991 — 1994Instructed courses in Basic Accounting, Logic, and Ethics in a college setting. Worked as a full-time Elementary Teacher specializing in Religion.
Skills & Expertise
Education
- Masteral Degree in Arts (24 Units)Maryknoll College · 1992 — 1994
- Bachelor of Science in EducationLa Consolacion College · 1990 — 1992
- Bachelor of Arts major in Philosophy Cum LaudeDivine Word Seminary · 1987 — 1989
- Bachelor of Science in Business Administration major in AccountingPhil. School of Business Administration · 1980 — 1985
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