Qhamisa F.

Qhamisa F. is an accomplished Risk & Data Analyst with over a decade of experience in the financial services industry, specializing in credit risk modeling, IFRS 9 compliance, and business intelligence reporting. She holds a BSc Hons in Statistical Sciences from the University of the Western Cape and holds a CAPM certification from the Project Management Institute. Qhamisa has a proven track record in developing IFRS 9 models, including probability of default (PD), exposure at default (EAD), and loss given default (LGD) for wholesale credit portfolios. She is proficient in data extraction and analysis using SQL, SAS, and Excel, and effectively translates complex data into actionable insights. At Gunning Construction & Civils (Pty) Ltd, she improved data reliability through Excel and SQL transformations and streamlined reporting with automated Power BI dashboards. Additionally, Qhamisa has experience in digital marketing analytics from her time as an Assistant at Mobilitas, where she enhanced campaign ROI using data-driven strategies. Her analytical acumen, combined with a deep understanding of regulatory standards, makes her a valuable asset in risk and data analysis. She is based in Cape Town, South Africa.