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Ruchi G. — Senior Construction Finance Operations Manager from India

Ruchi G.

Senior Construction Finance Operations Manager

India 6+ years
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Languages
EnglishHindi
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About

Ruchi G. is a seasoned Senior Operations Manager specializing in construction finance within the BFSI sector, with over 17 years of experience leading centralized operations and driving operational transformation in NBFCs. At PNB Housing Finance Ltd., she currently manages a significant ₹18,000+ Cr construction finance portfolio, overseeing disbursement, escrow management, TDS, fund flow, and closure processes. Her leadership in digitization and IT collaboration has enhanced workflow automation and audit readiness. Previously, at J.M. Baxi & Company, she managed SAP-driven billing for large-scale logistics and infrastructure projects. Ruchi holds a Ph.D. in Management from Mewar University, where she conducted research on leadership development and organizational effectiveness in banking. Her technical expertise includes ERP/SAP systems, compliance risk management, and process re-engineering, underscoring her ability to transform operational landscapes and improve team productivity.

Experience

  • Senior Manager II – Construction Finance Operations

    PNB Housing Finance Ltd. · 2010 — Present
    Oversaw a construction finance portfolio exceeding ₹18,000 Cr, which included disbursement, escrow, TDS, fund flow, and closure. Developed operational standards, policies, and procedures. Led a centralized operations team of 15 members and collaborated with IT to design workflow automation and dashboards. Enhanced turnaround time by digitizing manual processes and improving audit readiness.

  • Project Executive

    J.M. Baxi & Company · 2008 — 2009
    Handled SAP-driven billing for logistics and infrastructure projects valued at over ₹150 Cr. Conducted analysis and MIS reporting while coordinating cross-functional activities. Ensured projects remained on schedule by managing deadlines and adjusting project workflows. Maintained precise documentation for all projects, supporting efficient audits and future reference.

Skills & Expertise

Digital MarketerArchitectural ServicesConstruction And EngineeringConsultingProject ManagementBusiness Analyst (ERP)

Education

  • Ph.D. in Management
    Mewar University · — — 2021
  • MBA in Port & Shipping
    University Of Petroleum And Energy Studies · — — 2008
  • Bachelor of Commerce in Economics
    Kurukshetra University · — — 2005

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