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SAURABH K. — Senior Banking Operations Manager from India

SAURABH K.

Senior Banking Operations Manager

India No experience yet
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About

Saurabh K. brings over nine years of experience across the Banking, NBFC, and BFSI sectors, including seven years in business correspondence within the microfinance industry. He has managed critical operational functions in organizations such as HDFC Bank, Satin Creditcare, Taraashna Financial Services, Ambition Services, and AU Small Finance Bank. At Ambition Services, Saurabh K. led a team of credit analysts, oversaw loan disbursement processes across 60 branches in three states, and managed a portfolio serving 90,000 clients with an overall value of 150 crores. He has been responsible for generating and maintaining key MIS reports, handling loan evaluation and disbursement, administration, insurance claims, and ensuring compliance for major partners like Utkarsh Small Finance Bank and AU Small Finance Bank. Proficient in Advanced Excel, Power BI, and banking MIS systems, he has effectively coordinated between branch, regional, and central teams to support business operations and performance tracking.

Experience

  • Manager – Operations MIS

    Ambition Services Private Limited · 2020 — 2025
    Evaluated loan applications to assess risk levels and made approval and rejection decisions based on company policy. Led and mentored a team of credit analysts while analyzing the portfolio to identify trends and improvement areas. Oversaw loan disbursement processes across 60 branches in three states, managing operations for banking partners such as Utkarsh Small Finance Bank and AU Small Finance Bank. Created periodic business reports for sales teams and management and ensured compliance with business requirements from partner banks and service providers. Handled branch administration, including business stationery fulfillment, and prepared disbursement, overdue, and non-performing asset reports as required. Addressed technical issues faced by branches while ensuring timely handling of insurance claims under relevant policies.
  • Senior Unit Manager

    AU Small Finance Bank · 2025 — 2025
    Coordinated branch activities to maintain a seamless operational flow while generating and sharing MIS reports with senior management and stakeholders. Engaged with business partners to meet growth and compliance objectives and designed operational dashboards for performance tracking. Acted as a liaison between branches, partners, and central teams.
  • Sr. Executive – Operations MIS

    Satin credit care Private Limited/ Taraashna Financial Services Limited · 2016 — 2020
    Ensured the proper use of applications by the branch staff through the executive suremdm console. Monitored adherence to IT-related policies at both branch and regional levels, facilitating prompt resolution of technical queries from branch and region staff. Conducted IT awareness training for credit and compliance managers to enhance their skills. Prepared and published various reports daily, weekly, and monthly to assist the business team in smooth field operations. Participated in the implementation of the cashless collection process and managed the complete process of IDFC bank, coordinating with branches, regions, and BC partners.
  • Junior Officer – Wholesale Banking Operations

    HDFC Bank Limited · 2014 — 2015
    Managed the complete process of inward and outward cheque clearance. Addressed all customer queries related to deposited cheques and resolved issues promptly. Attended the Clearing House and handled customer inquiries.

Skills & Expertise

Education

  • MBA
    Jaipur National University · — — 2018
  • B.com
    Jai Narayan Vyas University · — — 2018
  • Intermediate
    Rajasthan Board · 2009 — Present

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