Budi D.

Budi D. S. is a seasoned professional with extensive experience in the banking industry, primarily focused on SME development and program management. With a Bachelor of Agriculture from Bogor Agriculture University specializing in Agricultural Economics and Resources, she began her career in law firm administration before transitioning to banking. At PT Bank Permata, Tbk., Budi held positions ranging from Management Trainee to Business Development Manager. Her work included spearheading the CRRC project and improving sales through strategic initiatives. Later, at PT Bank OCBC NISP, Tbk., she advanced to Channel & Marketing Program Manager in the Retail Loan Division, where she played a key role in supporting national emerging business loan achievements by implementing the Emerging Program. Her expertise is further showcased through a series of professional development courses and certifications, including risk management and credit analysis.