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Kyla R. — Junior Credit Repair Specialist from Philippines

Kyla R.

Junior Credit Repair Specialist

Philippines 1-2 years
Open to offersNew to Platform
Languages
English
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About

Kyla R. is a proficient Credit Repair Specialist with extensive experience in the financial services industry. With a foundational education in Business Administration, majoring in Financial Management from Laguna State Polytechnic University, she applies her expertise in managing complex credit repair processes. Kyla effectively handles identity theft disputes by crafting comprehensive dispute packages and leveraging tools like Dispute Fox and Client Dispute Manager. Her specialized skills include Credit Report Analysis, Dispute Letter Creation, and FCRA & FDCPA Compliance, ensuring accurate removal of negative items and efficient improvement of credit scores. Kyla has mastered software applications such as IdentityIQ, SmartCredit, and GoHighLevel, which facilitate her seamless administrative support and client account management. Her contributions extend to filing FTC and CFPB complaints, consolidating her role as a cornerstone for clients aiming to rebuild and enhance their credit profiles.

Experience

  • Identity Theft & Credit Repair Specialist

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    Created identity theft dispute packages and filed complaints with the FTC, CFPB, BBB, and State Attorney General. Prepared dispute letters in compliance with FCRA and FDCPA laws, handled credit reports by removing inaccurate negative items, and assisted in credit rebuilding to enhance credit scores.
  • Credit Repair Specialist (Freelance)

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    Analyzed credit reports from Experian, Equifax, and TransUnion, and prepared dispute letters to contest inaccurate or outdated information. Supported clients by explaining credit reports and credit-building techniques, tracking dispute statuses, and maintaining organized records for each client.

Skills & Expertise

Education

  • Bachelor of Science in Business Administration, Major in Financial Management
    Laguna State Polytechnic University Santa Cruz Campus · 2022 — 2026

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