MUHAMMAD F.

Negotiated with banks for the renewal and restructuring of financing facilities while maintaining strong relationships with banks and financial institutions. Monitored daily bank balances and cash flow requirements, prepared cash flow forecasts, and arranged financing facilities at competitive rates. Managed documentation for credit approvals and ensured timely repayment of loans along with accurate markup calculations. Conducted monthly reconciliations of bank statements and financing accounts, overseeing reconciliations of bank, receivable, and payable accounts. Authorized vendor payments, cheques, and payment vouchers, as well as monitored export receivables. Coordinated export documentation and communication with customers and banks, handling letters of credit and other banking matters. Oversaw payroll processing and addressed employee payment issues, prepared financial reports, and supported management in decision-making. Utilized SAP for financial reporting, reconciliation, and analysis while ensuring compliance with company policies and banking requirements.

Prepared vouchers, processed payroll accurately, and issued cheques in a timely manner. Managed accounts receivable and payable, which included recording, reconciliation, and tracking balances. Prepared reconciliation statements for bank, receivable, and payable accounts while maintaining organized financial records in accordance with internal controls. Leveraged ERP systems for managing transaction processing, reporting, and reconciliation, and resolved discrepancies in financial records.