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qasim A. — Mid-Level Agriculture Finance Officer from Pakistan

qasim A.

Mid-Level Agriculture Finance Officer

Pakistan No experience yet
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Languages
English
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About

Muhammad Q. is an experienced professional specializing in Agriculture Finance and Micro Finance Lending. As an Agriculture Finance Officer at Bank Al Habib since January 2025, he has honed skills in risk predictions and early warning signals to minimize financial exposure and adhere to company financing policies. His role involves rigorous assessment of credit proposals, ensuring compliance and maximizing revenue potential through diversified credit skills. Previously, as a Regional Recovery Officer from November 2017 to August 2024, Muhammad expertly managed loan recoveries, involving the filing of recovery suits in banking courts. He holds an M.A. in Economics from KF Govt Post Graduate College, Rahim Yar Khan, and possesses comprehensive skills in software installation and hardware work, alongside a strong command of MS Office applications.

Experience

  • Agriculture Finance Officer

    Bank Al Habib · 2025 — Present
    Engaged in Risk Predictions and developed early warning signals to reduce capital exposure from bad debts. Ensured compliance with company financing policies by monitoring credit exposure. Conducted ongoing reviews of creditworthiness and acquired diverse credit skills to evaluate credit proposals based on creditability and potential revenues. Handled recovery of overdue loans by filing recovery suits in banking courts.

  • Regional Recovery Officer

    Company not specified · 2017 — 2024
    Managed recovery strategies for overdue loans, focusing on compliant and effective processes to address financial discrepancies. Interacted regularly with stakeholders for resolution and recovery efforts.

Skills & Expertise

ResearchArchitectural ServicesPharmaceuticalProduct DesignBackend Developer

Education

  • Master of Arts in Economics
    KF Govt Post Graduate College · — — 2013
  • F.A in Computer, Economics
    BISE Bahawalpur · 2005 — 2006
  • Matriculation in Science
    BISE Bahawalpur · — — 2005
  • Bachelor of Arts
    BISE Bahawalpur

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